Portugal • Updated 2026
Is it worth living in Lisbon on €40,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
€2,602
Essentials total
€1,670
Disposable left
€932
Rent % of income
46%
Rent€1,200
Food€260
Transport€90
Utilities€120
Verdict
41/100 • Okay Housing costs in Lisbon are high (around 46% of income), which will limit your ability to save. You will have some spending money, but big savings goals or frequent travel might be tight.
Related pages
Same city • nearby salaries
Same salary • other cities
FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.