United Kingdom • Updated 2026
Is it worth living in Basildon on £40,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
£2,602
Essentials total
£1,830
Disposable left
£772
Rent % of income
48%
Rent£1,250
Food£270
Transport£145
Utilities£165
Verdict
38/100 • Tight Housing costs in Basildon are high (around 48% of income), which will limit your ability to save. You will have some spending money, but big savings goals or frequent travel might be tight.
Related pages
Same city • nearby salaries
Same salary • other cities
FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.