Canada • Updated 2026
Is it worth living in Toronto on CA$80,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
CA$4,621
Essentials total
CA$3,190
Disposable left
CA$1,431
Rent % of income
52%
RentCA$2,400
FoodCA$450
TransportCA$160
UtilitiesCA$180
Verdict
52/100 • Okay Rent in Toronto is the biggest challenge here, consuming over half your take-home pay. Your disposable income is healthy enough for a balanced lifestyle.
Related pages
Same city • nearby salaries
Same salary • other cities
FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.