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IsItWorthLivingHere
Australia • Updated 2026

Is it worth living in Sydney on A$45,000?

Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.

Take-home (monthly)
A$2,885
Essentials total
A$3,940
Disposable left
A$0
Rent % of income
104%
RentA$3,000
FoodA$520
TransportA$200
UtilitiesA$220
Verdict
0/100 • Struggle

Rent in Sydney is the biggest challenge here, consuming over half your take-home pay. After essentials, you'll have very little left. You would likely need a flatshare or strict budgeting to make this work. Overall, this salary is likely too low for an independent lifestyle in Sydney without compromises.

FAQ
Is this accurate?

It’s a consistent baseline for comparisons. Sliders let you match your real situation.

What comfort score is “good”?

Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.

What’s the best lever?

Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.