Australia • Updated 2026
Is it worth living in Sydney on A$120,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
A$6,554
Essentials total
A$3,940
Disposable left
A$2,614
Rent % of income
46%
RentA$3,000
FoodA$520
TransportA$200
UtilitiesA$220
Verdict
61/100 • Good Housing costs in Sydney are high (around 46% of income), which will limit your ability to save. You should have a very comfortable lifestyle with significant room for savings, travel, and leisure.
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FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.