United Kingdom • Updated 2026
Is it worth living in St Albans on £44,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
£2,829
Essentials total
£2,295
Disposable left
£534
Rent % of income
58%
Rent£1,650
Food£300
Transport£160
Utilities£185
Verdict
22/100 • Tight Rent in St Albans is the biggest challenge here, consuming over half your take-home pay. You will have some spending money, but big savings goals or frequent travel might be tight. Overall, this salary is likely too low for an independent lifestyle in St Albans without compromises.
Related pages
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Same salary • other cities
FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.