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IsItWorthLivingHere
United Kingdom • Updated 2026

Is it worth living in Sheffield on £35,000?

Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.

Take-home (monthly)
£2,319
Essentials total
£1,360
Disposable left
£959
Rent % of income
37%
Rent£850
Food£250
Transport£110
Utilities£150
Verdict
55/100 • Okay

Rent takes up a standard portion of your income, neither too cheap nor dangerously expensive. You will have some spending money, but big savings goals or frequent travel might be tight.

FAQ
Is this accurate?

It’s a consistent baseline for comparisons. Sliders let you match your real situation.

What comfort score is “good”?

Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.

What’s the best lever?

Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.