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IsItWorthLivingHere
United Kingdom • Updated 2026

Is it worth living in Portsmouth on £44,000?

Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.

Take-home (monthly)
£2,829
Essentials total
£1,600
Disposable left
£1,229
Rent % of income
37%
Rent£1,050
Food£265
Transport£125
Utilities£160
Verdict
74/100 • Good

Rent takes up a standard portion of your income, neither too cheap nor dangerously expensive. Your disposable income is healthy enough for a balanced lifestyle.

FAQ
Is this accurate?

It’s a consistent baseline for comparisons. Sliders let you match your real situation.

What comfort score is “good”?

Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.

What’s the best lever?

Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.