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IsItWorthLivingHere
United Kingdom • Updated 2026

Is it worth living in London on £80,000?

Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.

Take-home (monthly)
£4,621
Essentials total
£2,520
Disposable left
£2,101
Rent % of income
40%
Rent£1,850
Food£320
Transport£170
Utilities£180
Verdict
70/100 • Good

Housing costs in London are high (around 40% of income), which will limit your ability to save. You should have a very comfortable lifestyle with significant room for savings, travel, and leisure.

FAQ
Is this accurate?

It’s a consistent baseline for comparisons. Sliders let you match your real situation.

What comfort score is “good”?

Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.

What’s the best lever?

Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.