United Kingdom • Updated 2026
Is it worth living in Cheltenham on £34,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Take-home (monthly)
£2,262
Essentials total
£1,780
Disposable left
£482
Rent % of income
53%
Rent£1,200
Food£275
Transport£135
Utilities£170
Verdict
0/100 • Struggle Rent in Cheltenham is the biggest challenge here, consuming over half your take-home pay. You will have some spending money, but big savings goals or frequent travel might be tight. Overall, this salary is likely too low for an independent lifestyle in Cheltenham without compromises.
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FAQ
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.