Is it worth living in Birmingham on £28,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Housing costs in Birmingham are high (around 49% of income), which will limit your ability to save. You will have some spending money, but big savings goals or frequent travel might be tight. Overall, this salary is likely too low for an independent lifestyle in Birmingham without compromises.
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.