Toronto — cost of living hub

Baseline essentials used (rent + food + transport + utilities): CA$3,190 / month.
Data: medium • Updated: 2026-01-09

Baseline breakdown

Rent: CA$2,400 / mo
Food: CA$450 / mo
Transport: CA$160 / mo
Utilities: CA$180 / mo

→ Salary needed levels

Salary scenarios

These are your SEO cluster pages (same city, different salary).

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Common cost-of-living traps

Choosing rent based on vibe instead of numbers
Underestimating commute costs and time
Assuming salary growth will fix a tight baseline

Use this city hub effectively

Start with salary scenarios, then compare how different incomes behave in the same city. This exposes pressure points faster than generic rankings.